BRITISH STATE PENSION (inc frozen) SHAME.
A DISCRIMINATION OF DISGRACE
PPiI (Pension Parity in Indonesia, the AsiaPacific and the world).was born in 2011-12,
With the intent of being the group you can trust. Its agenda was designed to remind us all,
what that agenda was all about, and to work accuratly to that agenda.
parity-warrior,com has done well in the past. the last editor RIAN B did a fantastic job and we say thanks for all his efforts.
Any help from you on one.com web sites, "how to" etc will always be very welcome- - (PLEASE!)
NEWS Liz Kendall Ministerial role. Parliamentary Under Secretary State (Minister for Pensions)
MP for Wycombe, Emma Reynolds, has been appointed as Pensions Minister
AS A MEMBER WHERE DO YOU THINK WE SHOULD BE HEADING NOW?
With a change of government it will be necessary to change how and what to write .
(remember you have the absolute power!
Dont be soft! YOU ARE the boss! added 12 July '24
Obviously the Frozen Pension WHIM will still be near the top of the list.
SO WHAT ARE OUR PRIORITIES?
PUTTING THE GOV'T IN THEIR PLACE? - -
(BELOW US that is!)
*******************
Who is Keir Starmer?
According to a press comment he was A former, well-respected human rights lawyer who then served as Britain’s most senior prosecutor, Starmer came into politics late in life. He became a Labour MP in 2015 and less than five years later was the party’s leader. ( Does sound as though he might just be a bit more accomidating towards the campaigning issues, in spite of being a politicia.- - of course with careful handling?).
********************
FROM THE 1946 (NIS ACT) TO NOW.ON THE FP ISSUE. (78 YEARS!),
NOT ONE CAMPAIGNING GROUP HAS PRESSURED THE GOV'T
TO MAKE ANY CHANGES TO THAT WHIM WHAT SO EVER!
owever WASPI + have (almost) got there first.(perhaps they could help lead us!) added july '24.
The ombudsman is part and parcel of the gov't and yet "the gov't" is dictatorially failing to take actions recommended by the ombudsman!
********************
I HAVE EXTRATED THE DEFINITION OF DEMOCRACY FROM
:- https://www.merriam-webster.com/dictionary/democracy.
1a) GOVERMENT BY THE PEOPLE -ESPECIALLY : RULE OF THE MAJORITY!.
1b) a government in which the supreme power is vested in the people and exercised by them directly or indirectly through a system of representation usually involving periodically held free elections.
The vital words are:- the supreme power is vested in the people.
(Look through many definitions and those words are common.
Strangly though it seems the "people" dont seem to understand that).
Or, more likely, the OUT GOING gov't AND A CERTAIN CHANCE THE PREVIOUS 4 OR 5 GOV'TS HAVE CONVINCED THE PEOPLE THAT THEY, (THE PARTY) ARE REALY THE ONES WITH THE SUPEREME POWER!
((A COUPLE OF MONTHS AGO IN THE SHOPPING MALL WE DECIDED TO HAVE LUNCH. LOOKING THROUGH THE WINDOW OF A CAFE I SAW SOMEWHERE AROUND 20 PEOPLE HAVING LUNCH. ALL BUT ONE EATING WITH ONE HAND AND THEIR "MOBILS" IN THE OTHER! GUISING THEY WERE NOT WATCHING "POITICS TODAY!". CONVERSATION WITH PARTMERS AGAIN GUISING, "PASS THE TOMATO SAUCE P;EASE!")
IN THE DEFINITION IT REFERS TO:-
"Involving periodically held free elections!"
DO YOU THINK OUR ELECTIONS ARE REALY FREE? who organises choice etc. the party of course!
who fidled the Parliamentry and Governmentnprotocols!
as the press told us:-
THE NEW PM WAS A FORMER, WELL RESPECTED HUMAN RIGHTS LAWYER,
WHO SERVED AS BRITAINS MOST SENIOR PROSECUTOR.
What that means is all campaigners have to be very careful what they say,
and particlaly on their agenda and legislation!!
THERE ARE 500,000 FROZENPENSIONERS LIVING OVERSEAS.
BOB C SET UP A PETITIONN FOR PARITY WORLD-WIDE.
HOW MANY SIGNATURES ON IT? EQUAL TO:
1% OF THE 500,000! YES, JUST ONE%!
THERE ARE ANOTHER 600,000 EXPATS OVERSEAS ---THAT ARE NOT FROZEN!
WHAT WAS THAT ABOUT?
:"EQUALITY, FAIRNESS AND JUSTICE"?
*******
no answers so far!
Rwanda migrant propsals has or will be cancelled i understand from press article and the Rwanda gov't will not retun monies already paid or promised
In the next paragraph we can give a short basic idea!
So howcan we improve on that number?
It was suggested "State pension" related groups should be linked
. Not impossible!
The most impoutant requirment is :-
Strong, forceful, support,
from all the groupscampaigning to :-
SAVE, PROTECT, IMPROVE,
THE UK STATE PENSION.
"THE LIBRARY INDEX IS OF GROUPS IS MADE UP OF THOSE GROUPS, WHOSE PRIMARY AGENDA IS TO SAVE, PROTECT AND IMPROVE THE UK STATE PENSION WORLD-WIDE" (it does needs it!)
ONE, ( PROBABLY RATHER FRUSTRATED CAMPAIGNER), ON FACEBOOK, SAID
"I WANT A MILLION SIGNATURES ON MY PETITION! (for parity)"
WHY BE SATISFIED WITH JUST ONE MILLION?
WHY NOT 3, 4, OR MORE MILLION?
YES IT CAN BE DONE! (With not too much extra work!). (So here goes!).
******
"THE LIBRARY OF CAMPAIGNING GROUPS"
1) it is NOT a group as in PPiI or WASPI. it is basically an updateable "list"probaly an excel book.
(two or 3 volunteers to maintain it perhaps. It is not for other issues or chat'.
The librairians just concentrate on collating it and keeping it updated.
2) Each campaigning groups just has to agree to being on the library list, provide the necessery info to go on the list, and are genuinly campaigning for :-
TO SAVE, PROTECT AND IMPROVE THE UK STATE PENSION.
Info required:- probably just official name, known as name, based on location, a contact number, (caution re security), number of members, number of frozen pensioners. (A little bit of jigling for those in more than one group).
3) the agenda for the "SPIUKP" (??) Is:-
to campaign against the gov't Frozen State Pension WHIM and do NOT accept uprating going forward.
The agenda carries 3 recomendations:-
A)The campaignihe groups are primarily campaigning against the Gov'to save, protect and improve our pension, (yes we paid for it!) WE ARE NOT CAMPAIGNING AGAINST EACH OTHER, THEY ARE OUE ALLIES!
B) INFORMATION used in campaigning material must please be based on proven facts, "official" statistics, and legislation.
C) if quoting from Gov't statements, other authorotive bodies, press reports,MP's or Peers official or just random comments. do please provide a hyperlink if possible.
An adition that should be adhered to is as in the equality Act GENDER DISCRIMINAION!
There are many issues within the State Pension besides the FP WHIM.
"THE LIBRARY OF CAMPAIGNING GROUPS" can cover all.(15 to 20 probably!)
PLEASE NOTE:-1) this ws drafted before any info from the new government warmed their bums in their seats. I did not see anything in todays press about it. Only thing was NIS would not increase. (could that be a hint we just might get some good news ??? (16 July press report quoted masive changes coming !PREPARE TO DEMAND FOR CONSULTATION RIGHTS FOR ALL CAMPAIGNERS
3)There are many issues within the State Pension besides the FP WHIM.
15 to 20 or so? Age, back to 65, max as current. Not welfare as WE PAID FOR IT. IT IS NOT A TAX BUT OUR CONTRIUTIONS. IT CANNOT BE A BENRFIT. IT IS AN ENTITLEMENT "A RIGHT!" WE COMPLIED WITH THE CONDITIONS THAT ARE REQUIRED TO BE ENTITLED TO THAT PENSION. PENSION ACT 2014
WHERE YOU LIVE IS NOT ONE!
*******************
THIS AND THE PREVIOUS PARAGRAPHS ARE NOT JUST AIMED AT PPiI MEMBERS,
IT IS FROZEN PENSIONERS, UNFROZEN PENSIONERS AND ALL WORKERS IN THE
"UK THAT WILL BECOME
PENSIONERS HOME OR OVERSES. (30+MILLION OF THEM!)"
*******************
(Accrding to the definition of "democratic" shows that a political unit may have a democratic government within that poitical party. but including whips bullying and other naughties! (but the people AREstill the boss! show them so!!!
*******************
So 12 YEARS AGO initially we asked the ICBP,( self appointed tingods of campaigning against discrimination!
“Can we join your ICBP group please?”
The somewhat blunt answer from ICBP, word for word was:
“No you can’t. There is only a few of you (absolute discrimination?yes?)you andhave not contributed! (UK bigh court stated that cost was
no excuse for discrimiynation. yes?)
"Join CABP or BPiA pay your fees, get a
committee and that group will “look after” you".
(with some sarcasm it look like a good lesson on how to discrininate!)
too few? no money? no join ICBP!
The PPiI members, (all are the "committee") and we do not pay fees).
The members response was:
“It’s OK we will go it on our own!”
(But always willng to listen to, talk to, and work with other groups.)
There are many other indipendant groups around the world also campaigning against the frozen pension WHIM, and other "pension issues"
the ICBP. (international consortim of British Pensioners),
(Is the group with the highest number of frozen membership) made up by Australia and Canada, also in their own way, campaigning against the UK Gov’t's frozen pension whim ??).
For the first few years we did well, but after years of occasionally being ignored we realised, like all campaigners, it was better talking to the brick wall rather than banging your head on it!
*********
The above paragraph is of the events 12 years ago when PPiI arrived. Much water has passed under the bridge since then. The ICBP has made a number of changes over the years for their groups.
(But not all "the smoke" from their early days of dictatorial campaigning has dispersed).
Sadly the world of the "UK State Pension" is not as secure,or honest, as it should be. ( much of the blame for that is from those dictatorial "boss types."
The number of pension related groups has increased considerably, and that in some respect has decreased the chances of Parity for all frozen pensioners and even unfrozen expats.
The groups that have been groups from the earliest days of campaugning are more likely to be a little close lipped, and less coperative than the newer groups.
Times are and will hopefully changing for the better.
. Due to their involvement with the old dictaorial attitude of the big 3, (and a little bit of jealousy over the othr groups?).
(When we talk Pension and pensioners we can think of numbers up to 40+millions.
A lot of people to include in campaging, and so much to do in the pension issues!)
(The ever growing numbers of pension related groups, and now websites, is not going to do much for the issues we campagn for, without groups seriously working together).
TOO MANY GROUPS AND TOO MANY WEB SITES!
MANY WILL AGREE, AND MANY DISAGREE.
SO WHICH IS RIGHT?
(whats that saying about too many cooks?)
**********
WE, all campaigning groups HAVE ONE ENEMY. -- -- THE GOV'T, (Gov't, THE DWP, THE TREASURY, THE DSS AND, THE FACELESS UNKNOWNS?
(Personally I am very cocerned about who are the faceless ones)
(Will it be the party and "others" manipuilting the pre-election B/S we wll be showered with?)
WE ALL HAVE ONE AGENDA -- -- CAMPAIGNING AGAINST THE UK GOV'Ts FROZEN PENSION (WHIM). "and NOT supporting uprating going forward". (This week, proved we were righ in NOT supporting uprating going forward".
**********
In more recent times thoughts regarding the State Pension have spread beyond the frozen pension, to include all the issues of the pension itself. (just look how well WASPI+ are doing!)
THE STATE PENSION HAS MANY ISSUES BEYOND THE FP!!
(COULD BE BETWEEN 15 AND 20 issues!
Such as State Pension Age, consultation, maladministration, welfare status + + + .
***********
FROM THE 1946 (NIS ACT) TO NOW.
ON THE FP ISSUE. (78 YEARS!),
NOT ONE CAMPAIGNING GROUP HAS PRESSURED THE GOV'T
TO MAKE ANY CHANGES TO THAT (WHIM) WHAT SO EVER!
WHILST THE CARSON CASE, (DISCRIMINATION), WAS IN PROGRESS, IN THE E.U. SUPREMCOURT, ONE JUDGE STATED THAT IT WAS NOT AN FP POLICY!
IT WAS AN FP "WHIM"
(I FULLY AGREE WITH HIM!
IN MY COMENTS OR EMAILS AND POSTS I DO USE THE TERM,
"THE FROZEN PENSION WHIM")
***********
ONE, ( PROBABLY RATHER FRUSTRATED CAMPAIGNER), ON FACEBOOK, SAID
I WANT A MILLION SIGNATURES ON MY PETITION! (for parity)
WHY BE SATISFIED WITH JUST ONE MILLION?
WHY NOT 3, 4, OR MORE MILLION?
YES IT CAN BE DONE! (With not to much extr work!)
Over PPiI time of 12 years campaigning, one of the group issues that has always puzzled me, from day one is, why so much negativity?
After some, "historical"digging, (that involved UK FP's in a number of groups). I could only conclude and suggest a "dictaorial approach" from those requiring "service" from campaigners, and rivallry between the service providors is to blame.
I did actually ask on Facebook:-
"Many times I see in commments on Facebook,
"We should work together." united in harmony".
However, how often do they not do so!
(it has happened to me a number times!).
Perhaps not surprising then we are still F - F - F- FROZEN?
!!!!!!!!!!!!!!!!!
Do also remenber, please,
Groups are volunteers, NOT conscripts! (- ST!)
(Why should I say that you may wonder. A few years after PPiI started I had an email from a "Director" explaining to, this mere campaigner, that;- "we, the directors, consider the fee paying members are the face workers and we the directors are the boses". My response, which, reluctantly, I did not send in the end, might just make you blush!
**********
Please do not get the wrong idea of my intenions in what I say, comment on or suggest! (My ambition is to retire from the dodgy battlefields of the UK State Pension battle ground with a fully ENTITLED FULL PENSION as soon as possible preferably before Christmas this year! (First full pension, "sod Pizza Hut lets get a really decent meal!"
I will still keep digging on the FP Whim and the legislation.
**************
WE HAVE MANY GROUPS -- -- (A TOWER OF BABLE ?).
we all have the same one enemy. The gov't.
we all have the same one agenda. A gov't policy- and/or a WHIM!!
So why not have one master campaigning army made of multple groups working together to produce a winning master group?
(the headlines could then be:-
The campaigning master group defeat the enemy's discrimination! Satisfaction by the groups in that master group! " GROUPS UNITED WARRIORS"
**********
NOTE in a previous draft 23 march we detailed a meeting between Sir R. Gale and the Pariamentary Under- secretary for Works and Pensions, Paul Maynard MP.
We said :-was this going to be :-
"The long awaited light at the end of the tunnel?"
State Pension issues were discussed. No promises and Sir R did warn
"but dont hold your breath".
**********
Well we all know what did happen!
So what do all we campaigners and groups do now?
What ever we plan needs to be stronger than we have ever previosly managed. Bearing in mind the coming election we should be ready for almost anything.
FROM:-Parity, plus all benefits with tripple lock forever.
TO:- All expats frozen, or even no pensions paid overseas!
(Should we follow the French reaction when their PM introduced their pansion increase from 62 to 64!!)
Will we squeak like a mouse or roar like a (French) lion?
************
Restoring democracy for all is just as essental in the UK as it was for Parity. Even more so. An even harder task I would think! Is that asking too much to save us from dictatorship?
************
The main agenda issue here so far is parity for all pensioners world wide, but other issues have been drawn into the issues of campaigning against gov't polocies. (Partial uprating going forward is not parity and partial uprating actually introduces further discrimination because being based on the current pension status of each of the 500,000 FPs there coud be 500,000 different rates to calculate on. (2.5% of a 40£ rate is less than 2.5% of £100 FP rate, a further discrimination. Not acceptable surely ?
Prior to the uprating going foeward there was a suggestion of uprating based on age.
(1st year all over 90 's got uprated to full entitled rate. next year over 80's uprated, 3rd year over 70's or over pension age. it is still discrimination but on guaranteed dates. A bit better than the disgeacful offer that the ICBP will acccept.
The NIS fund is always well over balence requirements.
£ billions every year!
and dont forget its OUR contributions that do that,
WE PAID IN OUR CONTRIIIBUTIONS FROM OUR SALERIES AS DO HE WORKERS OF TODAY AND THE EMPLOYER ALSO PAID AND PAY IN. THE GOVT STOPPED CONTRIBUTING AS SOON AS THE FUND REACHED ITS REQUIRED MINIMUM BALENCE!
(NO THE TAX PAERS DID NOT HAVE TO CONTRIBUTE A PENNY)
ROUGHLY THEN, WHEN WE STRTED WORK WE STARTED PAYING FROM OUR SALERY NIS CONTRIBUTIONS INTO THE SECURED NIS FUND. RETIREES WILL GET THEIR PENSION FRONTHE FUND WE CONTRIBUTED TO. WHEN AFTER AROUND 50 YEARS WE RETIRE AND GET OUR PENSION FROM THE FUND THAT THE WORKERS TODAY ARE CONTRIBUTING INTO. (ALSO EMPLOYEES PAYING INTO THE FUND)
*****************
(AT THAT MEETING, BETWEEN SIR R. AND THE PENSION MINISTER, THE STATE PENSION ISSUES, , WERE DISCUSSED. NO PROMISES WERE MADE! (WELL DO YOU EVER EXPECT MP's PROMISES TO BE FOLLOWED THROUGH?)
THE NEXT STEP WAS FROM MR HUNT, ("LETS IGNORE THE "V. V"S - AGAIN! SO WHAT DID THE FP'S GET?
ONE REPORT SUBTLE ANSWER WAS "A TWO FINGERED GESTURE!"
WHAT WAS MY RESPONSE? HALF OF THE VULNERABLE VICTIMS SYMBOL (v v)!
V
*********
Et Tu Brute !
*******************
Somewhat shocked, having rejected a thought of could this be a pre-election gov't joke, my thoughts qquickly moved on!
**********
(MY APOLOGIES FOR FLOGGING THE FROZEN PENSION SO MUCH AS AN EXAMPLE BUT I WANTED YOU APPRECIATE THE PROBLEMS ALL PENSION ISSUES CAN CREATE AND BE PREPARED TO INCREASE THE PRESSURE ON THE GOV'T ON ALL PENSION ISSUES.)
This must be a call to arms for all 12.4 million pensiones, including frozen and un-frozen expats, 30+ million workers and future workers of the future!
ANOTHER ISSUE WE NEED TO WORK OVERTIME ON.
THIS MUST BE THE TIME FOR:-
ONE ENEMY, ONE AGENDA AND ONE COMBINED FIGHTING ARMY!
TO SAVE, PROTECT AND IMPROVING
OUR PENSIONSTHAT WE CONTRIBTED FOR.
this following paragraph has, in parts, been deleted.
****************
Now I know this is a crazy thought but campaigning against the gov't frozen pension WHIM has not had much success. (well none really!). should we be looking for a sincere political figurehead to have waving our flag? Free from party control and bullying whips might draw more success for our campaining? Each group has its own Fb or other outlet so all could introduce the indipenant MP. figurehead, with a small panel attached to the groups heading page? (agreed small photo MP indipendant (state pension rep). that in itself will be difficult to agree on. So a "no go idea" probably.
Who is Keir Starmer?
According to a press comment he was A former, well-respected human rights lawyer who then served as Britain’s most senior prosecutor, Starmer came into politics late in life. He became a Labour MP in 2015 and less than five years later was the party’s leader. ( Does sound as though he might just be a bit more accomidating towards our campaigning issues. - - of course with careful handling?).
********************
FROM THE 1946 (NIS ACT) TO NOW. ON THE FP ISSUE. (78 YEARS!),
NOT ONE CAMPAIGNING GROUP HAS PRESSURED THE GOV'T
TO MAKE ANY CHANGES TO THAT (WHIM) WHAT SO EVER!
however WASPI + have (almost) got there first.
The ombudsman is part and parcel of the gov't and yet "the gov't" is dictatorially failing to take actions recommended by the ombudsman.
********************
the ICBP. (international consortim of British Pensioners),
(Is the group with the highest number of frozen membership) made up by Australia and Canada, also in their own way, campaigning against the UK Gov’t's frozen pension whim).
There are many other indipendant groups around the world also campaigning against the frozen pension WHIM, and other "pension issues".
So initially we asked the ICBP,
“Can we join your ICBP group please?”
The somewhat blunt answer, word for word was:
“No you can’t. There is only a few of you (absolute discrimination? yes).
And you have not contributed! (UK bigh court had stated that cost was no excuse for discrimiynation. yes)
"Join CABP or BPiA pay your fees, get a
committee and that group will “look after” you".
(with some sarcasm it look like a good lesson on how to discrininate!) too few? no money, no join ICBP!
The PPiI members, (all are the "committee") and we do not pay fees).
The members response was:
“It’s OK we will go it on our own!”
(But always willng to listen to and talk other groups.)
For the first few years we did well, but after years of being mostly ignored we realised, like all campaigners, it was better talking to the brick wall rather than banging your head on it!
*********
The above paragraph is of the events 12 years ago when PPiI arrived. Much water has passed under the bridge since then. The ICBP has made a number of changes over the years for their groups. But not all "the smoke" from their early days of campaigning has dispersed.
Sadly the world of the "UK State Pension" is not as secure as it should be.
The number of pension related groups has increased considerably, and that in some respect has decreased the chances of Parity for all frozen pensioners and even unfrozen expats. The groups that have been groups from the early days of campaugning are more likely to be
less cooperative than the newer groups. Due to their involvement with the old dictaorial attitude of the big 3, and the gov't (and a little bit of jealousy over othr groups).
(When we talk Pension and pensioners we think of numbers up to 40+millions.
A lot of people to include in campaging, and much to do in the pension issues!)
(The ever growing numbers of pension related groups, and now websites, is not going to do much for the issues we campagn for, without groups seriously working together).
TOO MANY GROUPS AND TOO MANY WEB SITES!
MANY WILL AGREE, AND MANY DISAGREE.
SO WHICH IS RIGHT?
(whats that saying about too many cooks?)
**********
WE, all campaigning groups HAVE ONE ENEMY. -- -- THE GOV'T, (Gov't, the DWP, THE TREASURY, THE DSS AND, THE FACELESS UNKNOWNS? (Personally I am very cocerned about who are the faceless ones)
(Will it be the party and "others" manipuilting the pre-election B/S we wll be showered with?).
well we now wait and see what the new lo t can do!
WE HAVE ONE AGENDA -- -- CAMPAIGNING AGAINST THE UK GOV'Ts FROZEN PENSION (WHIM). "and NOT supporting uprating going forward". (This week, proved we were righ in NOT supporting uprating going forward".
**********
In more recent times thoughts regarding the State Pension have spread beyond the frozen pension, to include all the issues of the pension itself. (just look how well WASPI+ are doing!)
THE STATE PENSION HAS MANY ISSUES BEYOND THE FP!!
(COULD BE BETWEEN 15 AND 20 issues!
Such as State Pension Age, consultation, maladministration, welfare status + + + .
***********
FROM THE 1946 (NIS ACT) TO NOW.
ON THE FP ISSUE. (78 YEARS!),
NOT ONE CAMPAIGNING GROUP HAS PRESSURED THE GOV'T
TO MAKE ANY CHANGES TO THAT (WHIM) WHAT SO EVER!
WHILST THE CARSON CASE, (DISCRIMINATION), WAS IN PROGRESS, IN THE E.U. SUPREMCOURT, ONE JUDGE STATED THAT IT WAS NOT AN FP POLICY!
IT WAS AN FP "WHIM"
(I FULLY AGREE WITH HIM!
IN MY COMENTS OR EMAILS AND POSTS I DO USE THE TERM,
"THE FROZEN PENSION WHIM")
***********
ONE, ( PROBABLY RATHER FRUSTRATED CAMPAIGNER), ON FACEBOOK, SAID
I WANT A MILLION SIGNATURES ON MY PETITION! (for parity)
WHY BE SATISFIED WITH JUST ONE MILLION?
WHY NOT 3, 4, OR MORE MILLION?
YES IT CAN BE DONE! (With not to much extr work!)
Over PPiI time of 12 years campaigning, one of the group issues that has always puzzled me, from day one is, why so much negativity?
After some, "historical"digging, (that involved UK FP's in a number of groups). I could only conclude and suggest a "dictaorial approach" from those requiring "service" from campaigners, and rivallry between the service providors is to blame.
I did actually ask on Facebook:-
"Many times I see in commments on Facebook,
"We should work together." united in harmony".
However, how often do they not do so!
(it has happened to me a number times!).
Perhaps not surprising then we are still F - F - F- FROZEN?
!!!!!!!!!!!!!!!!!
Do also remenber, please,
Groups are volunteers, NOT conscripts! (- ST!)
(Why should I say that you may wonder. A few years after PPiI started I had an email from a "Director" explaining to, this mere campaigner, that;- "we, the directors, consider the fee paying members are the face workers and we the directors are the boses". My response, which, reluctantly, I did not send in the end, might just make you blush!
**********
Please do not get the wrong idea of my intenions in what I say, comment on or suggest! (My ambition is to retire from the dodgy battlefields of the UK State Pension battle ground with a fully ENTITLED FULL PENSION as soon as possible preferably before Christmas this year! (First full pension, "sod Pizza Hut lets get a really decent meal!"
I will still keep digging on the FP Whim and the legislation.
**************
WE HAVE MANY GROUPS -- -- (A TOWER OF BABLE ?).
we all have the same one enemy. The gov't.
we all have the same one agenda. A gov't policy- and/or a WHIM!!
So why not have one master campaigning army made of multple groups working together to produce a winning master group?
(the headlines could then be:-
The campaigning master group defeat the enemy's discrimination! Satisfaction by the groups in that master group! " GROUPS UNITED WARRIORS"
**********
NOTE in a previous draft 23 march we detailed a meeting between Sir R. Gale and the Pariamentary Under- secretary for Works and Pensions, Paul Maynard MP.
We said :-was this going to be :-
"The long awaited light at the end of the tunnel?"
State Pension issues were discussed. No promises and Sir R did warn
"but dont hold your breath".
**********
Well we all know what did happen!
So what do all we campaigners and groups do now?
What ever we plan needs to be stronger than we have ever previosly managed. Bearing in mind the coming election we should be ready for almost anything.
FROM:-Parity, plus all benefits with tripple lock forever.
TO:- All expats frozen, or even no pensions paid overseas!
(Should we follow the French reaction when their PM introduced their pansion increase from 62 to 64!!)
Will we squeak like a mouse or roar like a (French) lion?
************
Restoring democracy for all is just as essental in the UK as it was for Parity. Even more so. An even harder task I would think! Is that asking too much to save us from dictatorship?
************
The main agenda issue here so far is parity for all pensioners world wide, but other issues have been drawn into the issues of campaigning against gov't polocies. (Partial uprating going forward is not parity and partial uprating actually introduces further discrimination because being based on the current pension status of each of the 500,000 FPs there coud be 500,000 different rates to calculate on. (2.5% of a 40£ rate is less than 2.5% of £100 FP rate, a further discrimination. Not acceptable surely ?
Prior to the uprating going foeward there was a suggestion of uprating based on age.
(1st year all over 90 's got uprated to full entitled rate. next year over 80's uprated, 3rd year over 70's or over pension age. it is still discrimination but on guaranteed dates. A bit better than the disgeacful offer that the ICBP will acccept.
The NIS fund is always well over balence requirements.
£ billions every year!
and dont forget its OUR contributions that do that,
WE PAID IN OUR CONTRIIIBUTIONS FROM OUR SALERIES AS DO HE WORKERS OF TODAY AND THE EMPLOYER ALSO PAID AND PAY IN. THE GOVT STOPPED CONTRIBUTING AS SOON AS THE FUND REACHED ITS REQUIRED MINIMUM BALENCE!
(NO THE TAX PAERS DID NOT HAVE TO CONTRIBUTE A PENNY)
ROUGHLY THEN, WHEN WE STRTED WORK WE STARTED PAYING FROM OUR SALERY NIS CONTRIBUTIONS INTO THE SECURED NIS FUND. RETIREES WILL GET THEIR PENSION FRONTHE FUND WE CONTRIBUTED TO. WHEN AFTER AROUND 50 YEARS WE RETIRE AND GET OUR PENSION FROM THE FUND THAT THE WORKERS TODAY ARE CONTRIBUTING INTO. (ALSO EMPLOYEES PAYING INTO THE FUND)
*****************
(AT THAT MEETING, BETWEEN SIR R. AND THE PENSION MINISTER, THE STATE PENSION ISSUES, , WERE DISCUSSED. NO PROMISES WERE MADE! (WELL DO YOU EVER EXPECT MP's PROMISES TO BE FOLLOWED THROUGH?)
THE NEXT STEP WAS FROM MR HUNT, ("LETS IGNORE THE "V. V"S - AGAIN! SO WHAT DID THE FP'S GET?
ONE REPORT SUBTLE ANSWER WAS "A TWO FINGERED GESTURE!"
WHAT WAS MY RESPONSE? HALF OF THE VULNERABLE VICTIMS SYMBOL (v v)!
V
*********
Et Tu Brute !
*******************
Somewhat shocked, having rejected a thought of could this be a pre-election gov't joke, my thoughts moved on.
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(MY APOLOGIES FOR FLOGGING THE FROZEN PENSION SO MUCH AS AN EXAMPLE BUT I WANTED YOU APPRECIATE THE PROBLEMS ALL PENSION ISSUES CAN CREATE AND BE PREPARED TO INCREASE THE PRESSURE ON THE GOV'T ON ALL PENSION ISSUES.)
This must be a call to arms for all 12.4 million pensiones, including frozen and un-frozen expats, 30+ million workers and future workers of the future!
ANOTHER ISSUE WE NEED TO WORK OVERTIME ON.
THIS MUST BE THE TIME FOR:-
ONE ENEMY, ONE AGENDA AND ONE COMBINED FIGHTING ARMY!
TO SAVE, PROTECT AND IMPROVING
OUR PENSIONSTHAT WE CONTRIBTED FOR.
(Last year, or the year before, I think Sir R, might had mentioned giving up poliitics!
(I had a wicked thought! Lets all email him saying dont give up politics Sir R, Just give up the Party and become Sir R. Gale. MP, the indipedent, SAVE PROTECT AND IMPROVETHE STATE PENSION PARTY!!).
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Now I know this is a crazy thought but campaigning against the gov't frozen pension WHIM has not had much success. (well none really!). should we be looking for a political figurehead to have waving our flag? Sir R as a truly complete indipenant MP. free frm party control and bullying whips might draw more success for our campaining? Each group has its own Fb or other outlet so all could introduce the indipenant MP. figurehead, with a small panel attached to the groups heading page? (agreed small photo MP indipendant (state pension rep). that in itself will be difficult to adree on. So a "no go idea" probably.
The Truth about Life Certificates
You might have thought that the Department for Work and Pensions (DWP) should have learned a lesson after its obfuscations, misinformation and downright lies about frozen pensions were “outed” by Freedom of Information questions and persistent investigations by pensioners around the world.
Not so! Such behaviour, and the patronising ‘don’t-question-us’ attitude of superiority seems to have become institutionalised within the department, to the extent where the pedants think they can get away with absolute lies … and perhaps they can!
Such is the case with Life Certificates. These mendacious documents were promoted by Iain Duncan Smith during the Coalition Government from 2010. They were promoted on the premise that “Britain loses £28 million a year from ex-pat pensioner fraud”. At this time there were one million ex-pat pensioners (though not all were targeted for Life Certificates). At the same time, the Government admitted that it collected only £42 million in pensioner fraud from a UK pensioner population of 14 million. It seemed odd that DWP could collect only £42 million from a population of 14 million pensioners (average £3 per head) but expected to collect £28 million (because that is what it lost and was targeting) from a maximum population of 1 million (£28 per head).
This anomaly suggested two possibilities:
That DWP considered ex-pat pensioners were more than nine times more dishonest than UK pensioners (this figure of course doubles for frozen pensioners only)
That DWP had its decimal point in the wrong place, in which case the loss was a similar average of £3 per head. This might be reasonable though I would argue that people living in a foreign country tend to keep on the right side of the law since they want to remain in their country of choice.
More Freedom of Information questions revealed the source of the problem – DWP had absolutely no statistical evidence of any ex-pat pensioner fraud; DWP did not collect any evidence whatsoever on ex-pat pensioner fraud! A request for investigation to the Parliamentary Ombudsman, about the fact that DWP had committed perjury in Parliament by stating that they were losing £28 million (since they had no evidence of that) and that Life Certificate were a sham that was probably costing the taxpayer more than DWP could collect in fraud, resulted in a response that “a loss of £28 million did not mean that DWP could save £28 million and therefore there was no reason to investigate”! This piece of political chicanery was supported by HM the Queen, David Cameron as Prime Minister, and the leaders of both houses. All of them closed ranks to cover up the Department for Works and Pensions’ lies! More about this later!!
Turning now to the infamous DWP letter attached to the Life Certificate, which states that you have eight weeks from the date of the letter to have your response back at Newcastle, or your pension (which you paid for all your working life) will be stopped! As I write this letter there is a rumour that this has changed to sixteen weeks but I have seen no hard-copy evidence of that so far. In fact, at a point when I was submitting my completed Life Certificate last November, people in South Africa were told verbally (during telephone calls to Newcastle) that extra time was being given to South African residents because of the local postal strike. As you will read below, that was not the case … unless of course I am being singled out for special attention because of my parity-pensions activities??
As a result of yet more Freedom of Information questions, it came to light that the eight weeks’ allowance was in fact far less, because:
Following the issue of the letter it could take up to seven days for it to get into the postal system
It has been reported by one of our pensioner network that mail from The Pensions Service is directed through Netherlands (presumably to save money)
Mail received by The Pensions Service takes one working day to register in the DWP “system” and then a further ten working days are allowed for it to be “actioned”.
So, the eight weeks you are supposedly allowed (and we all know that overseas mail is notoriously slow, both in and out of England) is not eight weeks at all – it is more like five weeks!
By chance this came home to me when, in November 2015, I mailed my completed Life Certificate back to UK with enough time to get to The Pensions Service before the eight weeks’ deadline. Coincidentally, I mailed all my Christmas cards to the UK on the same day. Within a few days I received responses from all the addressees telling me they had received my Christmas good wishes, and I was confident that The Pensions Service had received my Life Certificate in good time.
And then they stopped my pension!!! That, of course, was because of the ten working days allowed to deal with a Life Certificate received in the mail. That, of course, is unacceptable! The certificate was returned on time, but not actioned on time, which meant that it was not acknowledged in time to stop my pension – unless of course I am being singled out for special attention because of my parity-pensions activities?? That is a distinct possibility on which I am keeping an eagle eye because a few days after sending me the usual Life Certificate stuff, they sent me another set – duplicate attention for me!!
Back to DWP’s aim “to save money by identifying ex-pat fraud”. As a result of a letter I wrote to HMQ asking her to speak up for people of her generation who were being discriminated against by her government because they had retired to her Commonwealth (you will not be surprised that she refuses to act against the piper who pays her substantial expenses) I received a response from DWP actually stating that they aimed to save £20 million in 2014-15 and £25 million in 2015-16. So much for the Parliamentary Ombudsman’s decision that a loss of £28 million did not mean a similar saving!
More Freedom of Information questions about the statistical source of the data from which these “savings” had been calculated brought forth the following gobbledegook:
Costings are based on Management Information (MI) supplied by the “Fraud, Error and Debt Strategy and Policy Team” in DWP. The same information is accessed to determine the “what would have been delivered” and “the actual savings” amounts.
Data Matching MI for the current month - sourced from the Customer Information System (CIS) to identify deceased cases, and the Pension Strategy Computer System (PSCS) which is accessed to close cases not already closed.
Life Certificate MI for the current month supplied by HP Enterprise Services (IT processing is outsourced), including reinstatement information from National Pension Centre (NPC) data.
Counterfactual” refers to the baseline state, i.e. the savings that would have been achieved if no additional interventions were put in place. This is used in all savings estimates to work out additional savings that a new policy might achieve on top of what is already being saved (i.e. the baseline).
E.g. X = The amount of savings achieved BEFORE improvements were made to data matching and life certificates were put in place
Y = The amount of savings achieved AFTER improvements were made to data matching and life certificates were put in place
Z = Y – X, the difference between the increased savings AFTER improvements were made compared to savings achieved BEFORE improvements were made
In this case X is the counterfactual.
To save you the time going over all that again, trying to interpret the crap put out by DWP, I can tell you that “counter-factual” means what it says – it is counter to the facts; it is fiction; it is another pack of lies! Furthermore, it is further evidence that DWP have no statistical evidence whatsoever of any ex-pat fraud.
This means that, as a saving mechanism, Life Certificates have no basis in fact. They are nothing less than a spiteful, mendacious, bullying, vindictive, autocratic tool with which to beat frozen pensioners who are complaining and trying to get the pensions they paid for.
Needless to say, DWP “does not hold data on recoveries due to Life Certificates” so they have no means of checking if the Life Certificate policy is working and worthwhile. For UK taxpayers (and some of us are part of that group) they are a waste of public money since the distinct probability is that DWP can never “recover” from ex-pat fraud the cost of running the Life Certificate process!
In fact, the only known fraud in this matter is that perpetrated by DWP which pursues already vulnerable pensioners using a policy based on lies! And fraud means corruption - corruption at the heart of the British Government!
There you have it: Power corrupts and absolute power corrupts absolutely. There is no better example than the Department for Work and Pensions of the British Government.
BRITISH SHAME!